Sell-or-keep calculator

Do you need to sell your rental?

Plenty of landlords are selling because of the 2030 EPC rules. Check yours first: what reaching C would cost after grants, and whether it pays for itself against the rent.

✓ Free, with a free account✓ From your property's own EPC✓ Two minutes

Example, not your property

You probably don't need to sell

Reaching C pays back in 4.7 months of rent

A one-off £4,438 (£4,000 of works after grants, plus £438 of empty weeks) keeps a rent of £950 a month.

Reach C£4,438
Rent given up£72,200

Over 5 years from October 2030, with rents rising 4% a year.

Already have an account? Sign in to see the answer for each of your saved properties.

How it works

  1. Step 1

    Find your property

    We read its EPC from the official register: the rating, the heating, and the assessor's recommended upgrades with their costs.

  2. Step 2

    See the route to C

    The cheapest route on the certificate, and for gas homes a future-proof one with a heat pump, after the £7,500 Boiler Upgrade Scheme grant.

  3. Step 3

    Weigh it against the rent

    Add your rent and we show how many months of it the work costs, against the rent you'd give up by selling or being unable to let from October 2030.

What it takes into account

  • The cost cap. You never have to spend more than £10,000 per property, or 10% of its value if lower. Gas boilers and Boiler Upgrade Scheme money don't count towards it. If you hit the cap, you can register an exemption and keep letting.
  • Grants. £7,500 off a heat pump (typically about £13,000 installed), plus any other grant you expect, such as Warm Homes: Local Grant.
  • Rising rents. Starts at 4% a year, the latest rise in private rents in England (ONS). You can change it.
  • Empty weeks during the works, and how long you plan to keep letting after 2030.
  • Gas heating. Under the proposed new EPC a gas boiler caps the heating score at D, so we flag routes that rely on one. A fine of up to £30,000 for letting below C is proposed, not yet law.

Guide

Should I sell my rental before 2030?

The cap and exemptions, grants, and what selling costs you, including tax and notice rules.

Read the guide

EPC Momentum Index

See where homes near you are reaching C

Open the map

A guide from your property's certificate, not financial or tax advice. Speak to an adviser before you decide to sell.